Basic AD&D Insurance

You are eligible for Basic AD&D Insurance if you are a regular full-time employee of Children’s or a regular part-time employee who is committed to work at least 40 hours per pay period. You are not required to sign up for Basic AD&D Insurance. As an eligible employee, you will be automatically enrolled in Basic AD&D Insurance the first of the month following your date of hire.

Children’s pays for 100% of the cost of Basic AD&D Insurance.

Coverage Amount

As an eligible employee, if you die in an accident, your Basic AD&D Insurance will pay the full benefit amount equal to one times your annual base pay, up to $500,000, in addition to your Life Insurance coverage. Basic AD&D Insurance also pays a partial benefit if certain serious injuries — such as loss of limb or sight — result from an accident.

Beneficiary Designation

You are encouraged to designate a beneficiary (or beneficiaries) for AD&D Insurance benefits. You can make changes to your beneficiary (or beneficiaries) at any time by logging on to Lawson Employee Self-Service and clicking Benefits, then Beneficiary. If benefits are paid for dismemberment, you are automatically the beneficiary.