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Life & Disability > AD&D > How the Plan Works

Welcome to the Accidental Death & Dismemberment (AD&D) Insurance section of My Life at Children’s. Here you will find all the information you need about AD&D. Select an option from the menu at the left for details.

How the Plan Works

Children’s provides you with Basic AD&D Insurance so you can protect yourself and your family financially in case you are involved in an accident that results in your dismemberment or death. You may also choose to purchase Supplemental AD&D Insurance for yourself. See the chart below for specifics.

You
Basic AD&D Insurance
(Paid by Children’s)
1 x your annual base salary, or up to a maximum of $500,000, whichever is less
Supplemental AD&D Insurance
(Paid by employee)
1, 2, 3, 4 or 5 x your annual base salary, up to a maximum of $1.5 million

See the Life Insurance/AD&D Summary Plan Description (SPD) under Resources at the left for more detailed information.